Personal Loan


  • Personal, requirement of fund for Vastu puja/other religious function, purchase of consumer durable/furniture/furnishing, medical and hospitalization expenses etc.  
  • No loan to be allowed for speculative purpose. 


  • Employees of Central / State Govt. / Autonomous Bodies/ Public / Joint Sector Undertakings, Public Limited Co. / MNCs & Educational Institutions – with minimum continuous service for 1 year 
  • Employees of Proprietorship, Partnership firms, Private Limited companies, Trust – with minimum continuous service for 1 year 
  • Insurance Agents- doing business for minimum last -2- years 
  • Self Employed Professionals (Doctor, Engineer, Architect, Interior Designers, Tech. and Management Consultants, Practicing Company secretaries etc) — with minimum 1 year stable business. 
  • Self Employed Business persons – with minimum 1 year stable business 


  1. Proof of Identity (Any one):- PAN/ Passport/ Driver’s License/ Voter ID card 
  2. Proof of Residence Address (Any one):- Recent copy of Telephone Bill/ Electricity Bill/Water Bill/ Gas Bill or copy of Aadhaar Card / Passport/ Driving License 
  3. 2 passport-size photographs 
  4. In case of salaried person: Salary slips for the last -3- month & Copy of  Form No 16 along with salary certificate from the Employer. I.T Returns for past 2/3 years. 
  5. In case of Professional & Self Employed: Financial statement of the last -2-years. Proof of Office/shop address and Residential Address, IT Returns  Copy of Registration /License /Govt. approval required to pursue the  profession along with Proof of technical Qualification 
  6. Last 6 months statement of accounts of Main Bank account in case main account is not with the Branch  
  7. If the loan amount is more than Rs 2.00 lakhs; 
    • Original title deeds of the property offered as security for creation of mortgage. 
    • Title Search Report for the -30- years from our paneled advocate in prescribed format. 
    • Receipts of latest Society maintenance, Water Tax, Municipal Tax and any other such charges/taxes. 
    • Non encumbrance letter from Co-op Society in case of property located under Society. 
    • Permission from the Society to create Registered mortgage in favour of the bank and noting of our .lien in its books 
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