Industrial Term Loan & Overdraft


Term Loan

  • For purchase/acquiring of industrial shed. 
  • Construction of Industrial building 
  • Addition/alteration/expansion of factory building. 
  • For purchase of another shed/unit for industrial purpose. 
  • Purchase of new office premises for sales and administrative purpose. 
  • Purchase of new and second hand machinery.  

Overdraft (Secured):

  • For Working Capital requirement of the unit.  


  • All industrial units falling under the definition of MSMEs (manufacturing). 
  • All other industrial entities other than MSMEs whose annual sales turnover up to Rs. 100/- crores.  


  • All KYC documents, address proof, pass port size photographs etc. 
  • Financial statement of the last -2-years along with copy of IT Returns. 
  • Copy of Registration /License /GST/VAT registration copy, Govt. approval required to start manufacturing unit.  
  • Last 12 months statement of accounts of Main Bank account in case main account is not with the Bank  
  • Original title deeds of the property/plot/unit to be purchased and offered as security for creation of mortgage. 
  • Quotations for machinery (new) and valuation report for old machinery to be purchased. 
  • Sale agreement in case of property/unit to be purchased from builder, seller  
  • Receipts of latest maintenance, Water Tax, Municipal Tax and any other such charges/taxes. 
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